Advisory that makes your file lender-ready
Preparation, organization and matching, delivered in plain English or Spanish.
Financial assessment and DSCR
Global debt service coverage using business and personal cash flow, stress tests and loan sizing, so the request fits what the business can repay.
Credit memo and spreads
A lender-style credit memo with financial spreads, ratios, collateral analysis, risk rating and a clear narrative, produced with professional credit-analysis tools.
Document organization
A tracked checklist, secure collection and cross-checks so numbers reconcile across tax returns, statements and projections.
Lender research and matching
We speak directly with lenders to learn their criteria: loan limits, location, years in business, use of funds, industry, revenue, employees, credit score, cash flow and projections.
Mock credit committee
A rehearsal of the questions a real committee will ask, so the application has legs before it is submitted. This is a preparation exercise, not a lender decision.
Verification and fraud protection
Document verification, public-record and UCC lien research, and soft-credit pre-screening with your written consent.
Delinquency-prevention tracking
After funding, our own system tracks payment dates and covenants and prompts early conversations, so small problems do not become delinquencies.
Growth and scaling strategy
A plan for the next stage: sequencing loans, building business credit and preparing for larger capital.
Workshops and events
Group sessions in English and Spanish on getting loan-ready, plus participation in community and business events.
Let’s look at your numbers together
Book a free consultation and tell us what you want to fund.
Book a free consultation Call (646) 951-7543